Discover the Super Secret about buying Property
The super secret is out! - Everyday Australians can now boost their nest egg by using their super as a deposit for property investments.
In September 2007, the Australian Government officially announced that superannuation funds can borrow to acquire investment properties. This is made possible by exemption only and was clarified in section 67(4A) of the Superannuation Industry (Supervision) Act 1993 (SIS Act) also known as instalment warrant arrangements.
Create Wealth Faster
Investing in property through super combines the best of not only two but three worlds. In a nutshell, this super secret is all about combining three proven wealth creation strategies to create wealth faster.
- The use of gearing to invest in property;
- Strong cash inflows from tenants, employers and the tax man; and
- The benefits of a low tax environment in superannuation.
FREE copy of the amazing eReport "The Facts About Using My Super As A Deposit To Buy Property"
Super Secret Summary
Use Super As A Deposit - Pooled super balances from up to 4 members can be used to make a deposit to buy an investment property.
Breakthrough information on how you can use super as a deposit for property.
Gearing in Super - Superannuation funds are allowed to borrow funds from a lender to acquire a property by instalments.
We provide access to the major lenders in the superannuation space and can show you the differences and the most suitable solutions for your needs.
Get The Balance From The Bank - Lenders are keen to lend you money against bricks and mortar.
You will be able to borrow up to 72% of the property purchase price.
Property Only - No Other Security - By law the lender must provide you a superannuation loan on a limited recourse basis.
This means only the investment property is used as security for the loan and no other assets within your superannuation can be put at risk.
Most Powerful Wealth Creation Vehicle - Is created by using traditional negative gearing and property investing, then coupling it with compulsory super contributions by your employer, salary-sacrifice opportunities and very low tax.
There is only 15% tax on rental income and property depreciation schedules can potentially do away with tax in your super fund altogether.
So, potentially with very little effort or additional expense on your part you can accumulate valuable property investments through your Super.
We customize our client's super property investments so that the super secret strategies minimize tax right away and loans are repaid faster than ever.
Tax Free Income For Life - At retirement all income from your property wealth held in super becomes tax free. That is 0%, with no more tax to be paid.
By that time your employer's super contributions will have paid down most of the loan if not all. Your investment will be positively geared and you'll be enjoying strong passive income streams.
Get The Right Structure - Property investment in super requires a specific structure with a Self Managed Super Fund be set up, so it's important that you be guided by an experienced professional.
Ongoing you can sell the property at any time if market conditions are favourable.
Australia's Ultimate Tax Haven - Not only is your rent taxed at a reduced rate of 15% during accumulation phase and nil when you retire, but you would only have to pay 10% capital gains tax per chance you decided to sell the property before retirement.
Amazingly you can sell the property during your retirement phase with 'No Capital Gains Tax'.
Australia a Tax Haven? - YES, no need to go offshore! Super secret strategies for those well informed enough to take advantage of the new Super Rules.
Become another Australian who knows how to optimize their superannuation wealth to the maximum.
Your FREE super secret information package:
"The Facts About Using My Super As A Deposit To Buy Property"
Caution: Negative gearing in Super is not recommended! Super and property strategies must be positive geared with strong cash flow from the outset. If you want to find out more we're happy to assist.
More information:
Superannuation Australia
Superannuation Funds
SMSF
Self Managed Super Funds
Self Managed Super - What does it cost?
Super Investment
Super Secret
Lost Super
Annuity
Centrelink Australia
Retirement Calculator
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www.Discover-Financial-Freedom.com c/o Equity Resource Pty Ltd, PO Box 8056, Baulkham Hills NSW 2153 phone 02 8861 1688
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