Hello   Welcome to your personal edition of the latest Private Wealth Ezine. In this issue of Private Wealth ...   Investment Update - February 2012     The multi-talented Investment Bonds - One solution for many purposes.   Key concepts for superannuation loans - What every SMSF trustee must know.   Meet the Money Converter and learn how the investor uses this approach.       Welcome to The Chinese 'Year Of The Dragon' which symbolises change, transition and uncertainty. Expectations for a better future are high. Enjoy reading our latest edition of Private Wealth which will give you insights into the current market developments, tax-effective investments, super rule changes and more. Private Wealth Ezine snippets ... Investment Update February 2012 - Our friends at Magellan have issued an investment update which is worth listening to. An update about critical progress in Europe, positive signs from the US and the influence of China and the Middle East. Did you know that the ECB has taken the heat out of Europe's most urgent debt problems? Listen to this informative yet concise update from Hamish Douglass at Magellan Funds Management ... The multi-talented Investment Bonds - An investment for the long term for example for a specific purpose such as traveling around the globe, the kids' schooling, estate planning or simply to lower your personal tax bill. IOOF's WealthBuilder has been a favourite with our clients yet investment bonds do not get a lot of spotlight in the market. Did you know that you don't have to pay tax on an investment bond? Read about features and benefits ... Key concepts for superannuation loans - Super investors are again confronted with new regulations by the Australian government. SMSFs investing in property must be aware of these latest draft rules. Our investment partners at Asgard have put together a Tech Update that addresses what can and cannot be acquired by a SMSF. Did you know that an SMSF property requiring renovations cannot be paid for by borrowed funds? Read this Asgard Tech Update (pdf, 247KB) ... Meet the 'Money Converter' - We can convert money from one currency to another. We can even convert private assets into loans. What does the Money Converter do? Find out how you can use the approach of the money converter to grow your investments. For readers and clients who would like to find out how the content of these articles can be used for their own situation please do not hesitate to get in touch with us and we will discuss your options. You can also contact us online and we will be happy to assist. Cheers Herbert Tomaschett, Adv Dip FS (FP) Financial Planner Equity Resource Financial Planning m | 0402 890 304   t | 02 8861 1688   f | 02 8861 1717 Authorised Representative of Patron Financial Advice AFSL No 307379 Equity Resource Pty Ltd - ABN 27 095 227 553 - Baulkham Hills NSW 2153 - t | 02 8861 1688 - f | 02 8861 1717